Do you have capital or savings in excess of £22,250? Capital includes the value of your former home unless it is occupied by your partner, a relative who is aged over 60 or is incapacitated or a child under 16 who you, or a former partner, who is a lone parent, are liable to maintain.
Funding Flowchart
If you wish to download a pdf of the funding flowchart, click here.
Yes
The local authority should assist with your care costs. You would normally be expected to contribute all your income less £21.15 retained for personal expenses.
You will also have to contribute £1 per week for each £250 of capital you have between £13,500 and £22,250.
Arrange an assessment of your care needs with social services.
You should be able to choose which care home you prefer subject to it meeting your assessed needs and being within the price that the social services are prepared to pay.
If you wish to live in more expensive accommodation you must find a third party to top-up the local authority funding you are not allowed to do this yourself from capital below £22,250. These means test thresholds apply to England and Northern Ireland only. Wales and Scotland use different amounts
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No |
Obtain an assessment of your care needs from social services.
The local authority can help with your first twelve weeks of care costs if apart from your property; your other savings are below £22,250. Any help beyond this period will be a loan.
Depending on your other capital and income, you may also be able to claim income support or pension credit.
If your property is not on the market it could be treated as capital and adversely effect your entitlement to means tested welfare benefits
Claim Attendance Allowance This is a non-means tested benefit that pays £67.00 per week if you need care day and night or £44.85 if you need care by day or night.
If you are moving into a nursing home claim the NHS Nursing Care Contribution - Paid direct to the home at the rate of £101* per week. These rates apply to England only. Wales, Northern Ireland and Scotland pay different amounts.
* This is a provisional figure based on 2007/08 and maybe subject to review.
Make sure you can afford your chosen care over the long term - Seek advice 0800 99 88 33 www.nhfa.co.uk
Further advice and information can be obtained from NHFA Care Advice Line 0800 99 88 33, Website www.nhfa.co.uk
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The Care HandbookHow can I find the right home with the right care? |
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